Credit

Opening: The Grant Illusion There is no broad category of free startup money for people with criminal records. Search “small […]

Tax Reality After Incarceration Tax filing after incarceration creates specific complications that most people don’t face. Understanding these upfront prevents

Opening: Financial Counseling Is Not Therapy or Investing Financial counseling is not therapy. It’s not investing advice. It’s not a

The “Free Money” Myth (Reality Check) “Grants for felons” is one of the most scam-filled searches on the internet. Type

Opening: Bankruptcy Is Not a Reset — It’s a Legal Tool Bankruptcy is not forgiveness. It’s not a clean slate.

What Emergency Assistance Actually Is Emergency assistance exists to cover basic survival gaps during crisis periods. It’s not designed to

Opening: Benefits Are Hidden Income Benefits don’t feel like money until something goes wrong. A $22/hr job with no health

The First 90 Days: Tactical Timeline Weeks 1-2: Emergency Stability Day 1-7: Day 8-14: Benchmark: ID obtained, phone active, SNAP