Rebuild Your Credit & Financial Stability
Credit opens doors to housing, employment, and independence. Learn how to dispute errors, handle collections, and build positive history step by step.
Starter Moves
- Pull your credit reports (all three bureaus).
- Dispute obvious errors in writing.
- Add positive lines (secured card, rent reporting).
Credit FAQ
Does time in prison erase my credit history?
No. Accounts and collections can remain. Pull all three reports and dispute errors in writing.
How do I build credit with no recent history?
Open a secured card, report on-time rent/phone payments, and keep utilization under 10–30%.
Can I remove old collections?
You can dispute inaccurate debts; for valid ones, try pay-for-delete in writing or wait for statute-of-limitations per state law.